Me and my wife Kelly...
Points to consider...
Do you have a Medicare agent?
Can you call them with questions?
Do they keep in touch with you?
If you answered NO to these questions then you may need a local insurance agent that takes care of you!
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My Story...
I retired from teaching a few years ago and was faced with the EXTREMELY CONFUSING Medicare application process.
I was overwhelmed with Direct Mail Marketing, Phone Calls (from call centers) and People Knocking on my door.
That's when I decided to study and understand Medicare plans. I realized, applying for a Medicare plan is a very confusing process and the longer you wait, the less years you get paid and if people wait too long to sign up for benefits, they even may be penalized every month for as long as they receive their benefits.
So here is the solution. Think of any another governmental agency you have to deal with. Whether it’s the IRS, or Postal System, Social Security, or Medicare…YOU MUST HAVE AN ADVOCATE! You must have someone that knows how to navigate the system and takes care of YOU!
Finally, Scammers are now taking advantage of Seniors so, just like your Social Security Number...
UNLESS YOU KNOW THEM...NEVER GIVE YOUR MEDICARE NUMBER TO ANYONE OVER THE PHONE and...DO NOT CALL ANY 1-800 NUMBERS
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